Missouri homes
Find Real Estate, Homes for Sale, Apartments & Houses for …
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Missouri homes
Find real estate listings, homes for sale, apartments, houses for rent, and property records, as well as school and neighborhood information on realtor.com(R).
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Homes For Sale – LuxuryRealEstate.com™
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Coldwell Banker: Real Estate Listings & Homes for Sale
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Coldwell Banker
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Century 21 Real Estate
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Click on a State to View MLS Listings in your area. MLS Listings Map … Multiple Listing Service Real Estate Listings and Homes for Sale. City. * required. State.
Missouri homes
The 10-Step Guide to Buying a House
By
Realtor.com Team
8:40 pm ET
May 13, 2015
FirstTimeHomebuyers-wide
Buying a house may be the most complicated financial process of your entire life. Luckily, we’ve broken it down into 10 straightforward steps:
1. Are you ready to become a homeowner?
Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals.
2. Get a Realtor®
In the maze of forms, financing, inspections, marketing, pricing, and negotiating, it makes sense to work with professionals who know the community and much more. Those professionals are the local Realtors who serve your area.
3. Get a mortgage pre-approval
Most first-time buyers need to finance their home purchase, and a consultation with a mortgage lender is a crucial step in the process. Find out how much you can afford before you begin your home search.
4. Look at homes
A quick search on our site will bring up thousands of homes for sale. Educating yourself on your local market and working with an experienced Realtor can help you narrow your priorities and make an informed decision about which home to choose.
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5. Choose a home
While no one can know for sure what will happen to housing values, if you choose to buy a home that meets your needs and priorities, you’ll be happy living in it for years to come.
6. Get funding
The cost of financing your home purchase is usually greater than the price of the home itself (after interest, closing costs, and taxes are added). Get as much information as possible regarding your mortgage options and other costs.
7. Make an offer
While much attention is paid to the asking price of a home, a proposal to buy includes both the price and terms. In some cases, terms can represent thousands of dollars in additional value—or additional costs—for buyers.
8. Get insurance
No sensible car owner would drive without insurance, so it figures that no homeowner should be without insurance, either. Real estate insurance protects owners in the event of catastrophe. If something goes wrong, insurance can be the bargain of a lifetime.
9. Closing
The closing process, which in different parts of the country is also known as “settlement” or “escrow,” is increasingly computerized and automated. In practice, closings bring together a variety of parties who are part of the real estate transaction.
10. What’s next?
You’ve done it. You’ve looked at properties, made an offer, obtained financing, and gone to closing. The home is yours. Is there any more to the home-buying process? Whether you’re a first-time buyer or a repeat buyer, you’ll want to take several more steps.
Leaving an old community can be difficult. On top of moving your possessions, selling your home, and saying goodbye to old friends, it can be hard to remember the things you need to do in order to set up the new life waiting for you in a new locale.
To make it easier, make a checklist and follow this handy guide to make your move smoother.
Banks
Check your new city to see if your bank has a branch nearby. If not, you may need to switch banks; this is especially true if your bank is regional.
Don’t forget to grab anything you have in your safety deposit box, as well.
Missouri homes
Medical Needs
If you can, have your current doctor call in prescriptions to a pharmacy in your new town. This will give you time to pick out the right doctor—not just one that is available.
Keep your old doctor’s number so you can contact them when you need paperwork forwarded to your new doctor.
If you’re keeping your health insurance plan, look for doctors in your new area that will accept it. If you need to switch providers or update your plan, try to do so before you move.
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If not, ask your insurance agent for a recommendation, call the local chamber of commerce or research companies online.
Things to Transfer
Formally resign or transfer memberships from any local organizations, gyms, associations, and clubs.
Be aware that canceling before your membership has completed can result in early termination fees. Factor it into your moving costs and move on.
And just for safekeeping, ask the school system to make copies of all your children’s records for you to take with you.
Raid the Kitchen
About a month before moving, be sure to start using up any frozen goods so that you avoid waste.
Also use up, give away, or donate any unopened food in your pantry. These items can be bulky and heavy to transport.
Check the Car
Tune up the car to avoid a breakdown on the way to your new home. If you have a trusted mechanic, ask if they can refer you to another near your new address.
If it’s a long road trip, pack a first-aid kit just to be safe. This should contain bandages, bug spray, sunburn spray, tissues and medications you or your family will need along the way.
Final Closure for Moving
Moving can be tough on the whole family. To bring a sense of closure for everyone, try these six tips:
Visit local spots that hold dear memories. Take snapshots or a short video for keepsake purposes.
Host your own going-away party, and encourage your children to invite their friends. This is a good-bye for everyone—including friends, neighbors, former teachers, and colleagues.
Take one last walk through the house together, noting spots you’ll never want to forget.
Take a picture of the family in front of the old house.
Take a picture of your family in front of the new house. Display both photos side-by-side somewhere in the new place for everyone to see easily.
If you can, make plans to visit your old hometown within the first year after your move. Visit friends and drive past your old home, through neighborhoods, and landmarks. This post-move reconnection with dear friends and fond memories will help your family bring finality to the move—even after you’ve settled into your new digs.
Missouri homesBuying a house may be the most complicated financial process of your entire life. Luckily, we’ve broken it down into 10 straightforward steps:
1. Are you ready to become a homeowner?
Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals.
2. Get a Realtor®
In the maze of forms, financing, inspections, marketing, pricing, and negotiating, it makes sense to work with professionals who know the community and much more. Those professionals are the local Realtors who serve your area.
3. Get a mortgage pre-approval
Most first-time buyers need to finance their home purchase, and a consultation with a mortgage lender is a crucial step in the process. Find out how much you can afford before you begin your home search.
4. Look at homes
A quick search on our site will bring up thousands of homes for sale. Educating yourself on your local market and working with an experienced Realtor can help you narrow your priorities and make an informed decision about which home to choose.
Please, Mr. Postman
Send me news, tips, and promos from realtor.com® and Move.
Sign Up
5. Choose a home
While no one can know for sure what will happen to housing values, if you choose to buy a home that meets your needs and priorities, you’ll be happy living in it for years to come.
6. Get funding
The cost of financing your home purchase is usually greater than the price of the home itself (after interest, closing costs, and taxes are added). Get as much information as possible regarding your mortgage options and other costs.
7. Make an offer
While much attention is paid to the asking price of a home, a proposal to buy includes both the price and terms. In some cases, terms can represent thousands of dollars in additional value—or additional costs—for buyers.
8. Get insurance
No sensible car owner would drive without insurance, so it figures that no homeowner should be without insurance, either. Real estate insurance protects owners in the event of catastrophe. If something goes wrong, insurance can be the bargain of a lifetime.
9. Closing
The closing process, which in different parts of the country is also known as “settlement” or “escrow,” is increasingly computerized and automated. In practice, closings bring together a variety of parties who are part of the real estate transaction.
10. What’s next?
You’ve done it. You’ve looked at properties, made an offer, obtained financing, and gone to closing. The home is yours. Is there any more to the home-buying process? Whether you’re a first-time buyer or a repeat buyer, you’ll want to take several more steps.
Truman Home Station Independence, Missouri 1986 Scott # 1499 102nd Birthday
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